Privacy Policy

1. Introduction

Interpay, a product of Interrand Group ("Interpay", "we", "us", or "our"), respects your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, and the choices you have, when you use our website and financial services.

2. Information We Collect

We collect information you provide directly and information generated by your use of our services, including:

• Identity information — full name, date of birth, BVN, government-issued ID, and, for businesses, CAC registration and director details
• Contact information — email address, phone number, and physical address
• Financial information — account balances, transaction history, and card details
• Technical information — device identifiers, IP address, and app usage data

3. How We Use Your Information

We use your information to:

• Open and manage your account, and process transfers, payments, and card transactions
• Verify your identity and meet our KYC and anti-money-laundering obligations under Nigerian law
• Detect and prevent fraud, and keep your account secure
• Communicate with you about your account, and, where you've agreed, send you product updates
• Improve and develop our products and services

4. Data Security

We use industry-standard safeguards, including encryption in transit and at rest, biometric login, and continuous transaction monitoring, to protect your information. Access to your data within Interpay is restricted to personnel who need it to do their jobs.

5. Data Sharing

We do not sell your personal information. We may share it with:

• Licensed banking and payment partners, to process your transactions
• Regulators and law enforcement, including the CBN and NDIC, where required by law
• Service providers who support our operations under confidentiality obligations
• Interrand Group affiliates, solely to support and operate the Interpay service

6. Your Rights

Under the Nigeria Data Protection Act, you have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your information, subject to our regulatory record-keeping obligations
• Withdraw consent for marketing communications at any time

7. Contact Us

Questions about this Privacy Policy or requests relating to your data can be sent to hello@interpayco.com or to our office at Plot 1124, Beside Gudu District Library, Gudu, Abuja, Nigeria.